Give feedback on the Cash Distribution Framework Bill 2026 (the Bill).
The Bill strengthens how Australia’s cash system is regulated. It gives regulators new powers to help ensure people can continue to access cash across the country.
What the Bill does
The Bill gives new responsibilities to the:
Reserve Bank of Australia (RBA)
Australian Competition and Consumer Commission (ACCC).
These powers support a fair and reliable cash distribution system.
Key features of the legislation
The Bill:
allows the ACCC to oversee pricing and other terms in agreements covering critical cash distribution services and access to facilities
allows the ACCC to set service-level standards to support access to cash for all Australians
gives the RBA powers to prepare for and resolve major disruptions to cash distribution
requires covered providers to negotiate with customers in good faith.
Consultation on cash distribution
The Council of Financial Regulators and the ACCC consulted on cash distribution reform from 16 July to 15 August 2025.
You can read the consultation paper and public submissions on the Council of Financial Regulators website.
Related content
Regulating cash distribution services – Media release
Regulating Cash Distribution in Australia: Consultation – Council of Financial Regulators
